Building the digital future of finance

Since its inception, the company has adhered to the core philosophy of “Technology-driven finance, service-driven value,” committed to delivering efficient, secure, and transparent financial services through innovative technologies and a robust risk control system.

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About Us

Our Services

EQ SOFT envisions becoming a leading digital financial services platform in Southeast Asia, enabling every user to easily access tailored financial support and achieve sustainable growth—both individually and as a business.

Personal Loan Services

Designed for everyday needs such as consumption, education, or healthcare, with flexible limits and transparent interest rates.

SME Loan Solutions

Tailored financing for micro and startup businesses to support cash flow and expansion.

Credit Assessment

Utilizing big data and behavior analytics to build comprehensive and dynamic credit profiles for users.

Installment Payment Plans

Flexible repayment options to ease the burden of lump-sum payments.

Financial Advisory

Personalized investment advice and risk assessment from our team of experienced financial advisors.

Why Choose Us

Empowering Your Business with
Innovative FINANCE Solutions

Our mission is to break down traditional financial barriers through cutting-edge data
analysis and AI technologies, providing fair and accessible financial services to all.

Technology-Driven Innovation

As a financial technology company, EQ SOFT has brought together a team of experienced financial experts dedicated to building artificial intelligence algorithms to continuously improve service efficiency.

Fully Online Experience

Every EQ SOFT product and service is fully digitized—from registration, verification, and application to fund disbursement. Users can complete the entire process without any physical contact, increasing speed, convenience, and safety.

Customer-Centric Approach

EQ SOFT offers a flexible and customizable suite of financial products, covering personal loans, SME financing, and credit assessment services, tailored to fit the varying needs of clients at different stages of life or business development.

Rapid Approval

Thanks to our intelligent approval system, the conventional multi-day approval process is compressed into just a few hours, significantly improving fund turnaround time—especially valuable for customers with urgent financing needs.

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Our Agreement

EQ SOFT believes that fairness, openness, and mutual respect form the foundation of every healthy financial relationship.

Privacy Policy

EQ SOFT regards user privacy and data protection as fundamental to its operations.

  • All information collected is used solely to provide, improve, and protect our services;
  • No user data is sold, shared, or transferred to third parties without explicit user consent;
  • Users may request to view, correct, or delete their personal information at any time;
  • All data is stored using bank-grade encryption and backup protocols;
  • If required by law to disclose user data, we will follow legal procedures and notify the user whenever possible.
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Loan Agreement

Our loan agreements are designed to be transparent and easy to understand, allowing borrowers to be fully aware of their rights and responsibilities.

  • Loan Amount, Term, and Interest Rate: Set flexibly based on the applicant's credit score and financial need, all clearly stated in the agreement;
  • Repayment Methods and Schedules: Options include automatic deductions, manual payments, and early repayment, with no prepayment penalties;
  • Late Payment Policy: Reasonable late fees may apply, and repeated delinquency may affect the borrower's credit profile;
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